Don't Bet On It: Advice to Athletes on Sports Gambling

Don't Bet On It: Advice to Athletes on Sports Gambling: "First, the NCAA—the National Collegiate Athletic Association—has a zero tolerance policy when it comes to sports gambling by its athletes. Get caught betting on a game—even one you're not playing in—and your career as a college athlete is over. "

Don't Bet On It: Advice to Athletes on Sports Gambling

Don't Bet On It: Advice to Athletes on Sports Gambling: "First, the NCAA—the National Collegiate Athletic Association—has a zero tolerance policy when it comes to sports gambling by its athletes. Get caught betting on a game—even one you're not playing in—and your career as a college athlete is over. "

Deceptive Adware Downloads: FTC settles Charges

Deceptive Adware Downloads: FTC settles Charges: "Zango, Inc., formerly known as 180solutions, Inc., one of the world’s largest distributors of adware, and two principals have agreed to settle Federal Trade Commission charges that they used unfair and deceptive methods to download adware and obstruct consumers from removing it, in violation of federal law. The settlement bars future downloads of Zango’s adware without consumers’ consent, requires Zango to provide a way for consumers to remove the adware, and requires them to give up $3 million in ill-gotten gains."

Laparoscopic Adjustable Gastric Banding With Truncal Vagotomy

Laparoscopic Adjustable Gastric Banding With Truncal Vagotomy: "Laparoscopic Adjustable Gastric Banding (LAGB) is a gold standard in the surgical treatment of morbid obesity. We hypothesize that the addition of truncal vagotomy (cutting of nerves to the stomach) will produce greater weight loss and better reduction of co-morbidities (diseases caused by or aggravated by morbid obesity) than LAGB alone. 25 patients will be enrolled and outcomes compared to LAGB historical controls over a post-operative period of 24 months"

Treatment of Severe Alzheimer's Disease: Evaluation of Efficacy and Safety of Galantamine Hydrobromide

Treatment of Severe Alzheimer's Disease: Evaluation of Efficacy and Safety of Galantamine Hydrobromide: "The purpose of this study is to assess the effectiveness and safety of galantamine hydrobromide treatment in patients with severe Alzheimer's disease. "

Mortgage Fraud: Real Estate Investor Sentenced to 12 Years for $19 Million Mortgage Fraud

Mortgage Fraud: Real Estate Investor Sentenced to 12 Years for $19 Million Mortgage Fraud: "Bradley J. Schlozman, United States Attorney for the Western District of Missouri, announced that a real estate investor was sentenced in federal court today for orchestrating the largest mortgage fraud scheme ever prosecuted in the Western District of Missouri"

Medi-Cal And Medicare Fraud: Attorney General Bill Lockyer Announces Arrests in $1.4 Million Medi-Cal And Medicare Fraud Scheme

Medi-Cal And Medicare Fraud: Attorney General Bill Lockyer Announces Arrests in $1.4 Million Medi-Cal And Medicare Fraud Scheme: "Attorney General Bill Lockyer today announced the arrest of three Los Angeles residents on allegations that they bilked the Medicare program out of more than $1.4 million over a two-year period while also trafficking in Medi-Cal beneficiary information. Among the crimes committed by the trio are the fraudulent reporting of medical services that were never provided and billing for services allegedly provided to patients who were already deceased. "

Auto Theft: Myths versus Facts

Auto Theft: Myths versus Facts: "In 2005, a vehicle was stolen every 25.5 seconds in the United States, based only on data for the 1,235,226 stolen vehicles reported to the National Crime Information Center (NCIC). Using the FBI’s average valuation of $6,173 per stolen vehicle, this amounts to over $7.6 billion in losses in 2005 – just in vehicle value alone."

Doha 2006 Asian Games: U.S. Citizen Fact Sheet

Doha 2006 Asian Games: U.S. Citizen Fact Sheet: "The Doha 2006 Asian Games will take place in and around Doha, Qatar, December 1-15, 2006. Before You Go: U.S. citizens will need a valid U.S. passport, Qatari visa and a confirmed hotel reservation to travel to Qatar. "

IRS Mileage Rates:IRS Announces 2007 Standard Mileage Rates

IRS Mileage Rates:IRS Announces 2007 Standard Mileage Rates: "The Internal Revenue Service today issued the 2007 optional standard mileage rates used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes. Beginning Jan. 1, 2007, the standard mileage rates for the use of a car48.5 cents per mile for business miles driven. "

Federal Jobs: MSHA Seeking New Mine Inspectors

Federal Jobs: MSHA Seeking New Mine Inspectors: "The U.S. Department of Labor's Mine Safety and Health Administration (MSHA) is continuing its efforts to hire new mine inspectors by conducting on-site applicant screenings in Syracuse, N.Y., on Nov. 4 and 5, 2006 at the Educational Opportunity Center, 100 New St. Registration for all candidates begins at 7 a.m. "

Social Networking Online:The Buddy System for Safe Social Networking Online

Social Networking Online:The Buddy System for Safe Social Networking Online: "The Federal Trade Commission today announced a new game that quizzes players on their online social networking practices and offers tips to help keep kids and teens safe online."

Gastric Bypass Weight Loss: Study of Effects From Gastric Bypass Weight Loss on Brain Tissue

Gastric Bypass Weight Loss: Study of Effects From Gastric Bypass Weight Loss on Brain Tissue: "This study will evaluate how large, intentional weight reduction affects the human brain and possible ways to reverse the changes associated with excess body weight. Subtle changes in some brain regions occur in people who are overweight."

Marijuana Eradication: Attorney General Lockyer Announces 2006 Campaign Against Marijuana Planting Sets New Seizure Record

Marijuana Eradication: Attorney General Lockyer Announces 2006 Campaign Against Marijuana Planting Sets New Seizure Record: "Attorney General Bill Lockyer today announced the state Department of Justice’s (DOJ) 2006 Campaign Against Marijuana Planting (CAMP) set a new record with the seizure of 1,675,681 plants during the eradication season. The total surpasses last years’ record-breaking season by 540,989 plants. The marijuana eradicated by CAMP in 2006 had an estimated street value of more than $6.7 billion. "

Israel Discount Bank of New York Gets Fined by the Financial Crimes Enforcement Network (FinCEN)

Israel Discount Bank of New York Gets Fined by the Financial Crimes Enforcement Network (FinCEN): "The Financial Crimes Enforcement Network (FinCEN), Federal Deposit Insurance Corporation (FDIC), and the New York State Banking Department (NYSBD) today announced the assessment of civil money penalties of $12 million against Israel Discount Bank of New York for violations of federal and state anti-money laundering laws and regulations. This is in addition to the $8.5 million already paid to the New York District Attorney's Office pursuant to an agreement reached with the bank in December 2005. Israel Discount Bank of New York, without admitting or denying the allegations, consented to payment of the civil money penalties"

Cyber Security: How to Pretect Yourself from Cyber Threats

Cyber Security: How to Pretect Yourself from Cyber Threats: "October is National Cyber Security Awareness Month, and it’s a good time to make sure you’re protected from the latest dangers lurking in cyberspace. Among the risks: Malicious code—viruses, worms, Trojan horses, etc.—that can disable and even take over your computer without your knowledge ; Pedophiles who prowl the web, looking to exploit your kids and others. "

Contract Solicitation: Internet Services and Audiovisual Contract

Contract Solicitation: Internet Services and Audiovisual Contract: "The California Coastal Commission (CCC) is seeking a vendor to provide audio, visual and live, internet webstreaming services at CCC meetings. The CCC holds public meetings at least once a month in various coastal areas. Meetings currently usually last three consecutive days, but can vary from one to five days in length"

CalPERS Home Loan Program Contract Opportunity

CalPERS Home Loan Program Contract Opportunity: "CalPERS is seeking proposals from mortgage loan master servicers to serve as Manager of the CalPERS Member Home Loan Program. The Manager will have general responsibility for the administration and supervision of the program and will provide certain uniform reports and services to CalPERS. The Manager will, among other duties, provide the services described below"

Halloween Safety Safety Alert

Halloween Safety Safety Alert: "CPSC is aware of serious Halloween-related injuries involving burns from flammable costumes and decorations, including ignition from open flames, such as candles and Jack O' Lanterns. Additional incidents have involved abrasions from sharp objects attached to masks or costumes."

Teen Sexual Harassment: EEOC said Class of Young Women Subjected to Verbal and Physical Sexual Abuse

Teen Sexual Harassment: EEOC said Class of Young Women Subjected to Verbal and Physical Sexual Abuse: "ROCHESTER, N.Y. – A jury in federal district court here has returned a $585,000 verdict in a major sexual harassment lawsuit brought by the U.S. Equal Employment Opportunity Commission (EEOC) against a national residential basement waterproofing company on behalf of a class of 13 young women, mostly teenage girls still in high school, who were subjected to a sexually hostile work environment by male managers and salesmen."

HUD HUD Charges Erie Insurance Group with Race Discrimination

HUD HUD Charges Erie Insurance Group with Race Discrimination: "The U.S. Department of Housing and Urban Development announced today that it has charged Erie Insurance Group and five agencies licensed to sell Erie insurance products with violating the Fair Housing Act by providing inferior insurance products to homeowners in African-American neighborhoods than to homeowners in white neighborhoods with comparable homes. Erie Insurance Group serves eleven states and the District of Columbia. HUD's investigation found that Erie's agents did not provide African-American neighborhoods in Syracuse, N.Y., with the same level of insurance coverage they provided for similar homes in predominantly-white neighborhoods in Liverpool, N.Y. "

NIH Announces Awards in Chronic Fatigue Syndrome Research

NIH Announces Awards in Chronic Fatigue Syndrome Research: "The Office of Research on Women’s Health (ORWH) and the Trans-NIH Working Group for Research in Chronic Fatigue Syndrome (CFSWG) of the National Institutes of Health (NIH) are pleased to announce seven (7) awards in Chronic Fatigue Syndrome (CFS) research. "

United States Mint Strikes ‘Granite Lady’ Coins

United States Mint Strikes ‘Granite Lady’ Coins: "Making her entrance in silver, the Granite Lady was once again the center of attention in this city as officials got a glimpse today of the silver commemorative coin honoring the San Francisco Old Mint during a ceremony at the current United States Mint at San Francisco. "

Life Insurance Needs Continue Even After the Kids Are Grown, Says the Insurance Information Institute

Life Insurance Needs Continue Even After the Kids Are Grown, Says the Insurance Information Institute: "Couples who believe they no longer need life insurance after their youngest child reaches his or her 18th birthday could leave their family vulnerable to serious financial problems, especially if the sole income-earning parent dies."

Study of Acamprosate for Alcohol Dependence in a Family Medicine Clinic

Study of Acamprosate for Alcohol Dependence in a Family Medicine Clinic: "This is a study of a medication, Campral or Acamprosate, which is an FDA approved medication for alcohol problems. We will be examining whether Campral compared to a sugar pill (placebo) is more effective for helping with drinking in a Family Medicine clinic. "

Prostate Cancer: Pomegranate Juice in Treating Patients With Rising Prostate-Specific Antigen

Prostate Cancer: Pomegranate Juice in Treating Patients With Rising Prostate-Specific Antigen: "Pomegranate juice may keep prostate cancer from growing in patients with rising prostate-specific antigen (PSA) levels after surgery or radiation therapy for localized prostate cancer."

Children With Gastroesophageal Reflux Disease (GERD), a Clinical Trial Study

Children With Gastroesophageal Reflux Disease (GERD), a Clinical Trial Study: "The purpose of this study is to evaluate the clinical outcomes of treatment with oral pantoprazole in children 1 through 5 years of age with endoscopically proven symptomatic GERD. "

Misuse of Prescription Drugs is Second only to Marijuana, According to Federal Report

Misuse of Prescription Drugs is Second only to Marijuana, According to Federal Report: "Misuse of prescription drugs is second only to marijuana as the nation’s most prevalent drug problem, and the annual average number of people using pain relievers non-medically for the first time exceeds the number of new marijuana users according to a study released today by the Substance Abuse and Mental Health Services Administration (SAMHSA). Most young people aged 12 to 17 get these drugs from friends or family members, not the Internet. "

Free Exhibit Space Available at FTC’s “Tech-ade”

Free Exhibit Space Available at FTC’s “Tech-ade”: "Limited free exhibit space is still available for companies that want to display examples of their cutting-edge technology at the FTC’s three-day public hearings to examine how evolving technology will shape and change the habits, opportunities, and challenges of consumers and businesses in the coming decade. Companies ranging from Microsoft to Moobella, from TiVo to Entertrainer have signed up to exhibit their products in conjunction with the workshop, to be held November 6-8 at The George Washington University Lisner Auditorium, 730 21st Street, NW, Washington, DC 20052."

Identity Theft Continues to Rise, Financial Accounts Targeted

Identity Theft Continues to Rise, Financial Accounts Targeted: "We continue to see a rise in online identity theft cases, leading to the compromise of financial account information. In addition to banking accounts, we are observing increased activity targeting brokerage accounts. We remind users to remain cautious when receiving unsolicited email in order to avoid phishing and keylogger type attacks. We also emphasize the importance of preventative computer security measures to help avoid phishing and other types of attacks"

Off-pump" Bypass Surgery Associated with Reduced Occurrence of Stroke and Other Complications

Off-pump" Bypass Surgery Associated with Reduced Occurrence of Stroke and Other Complications: "Performing a common heart surgery without bypassing the cardiopulmonary system may cut down on the number of surgery-related strokes and other short-term complications, according to a new report by the U.S. Department of Health & Human Services' (HHS) Agency for Healthcare Research and Quality (AHRQ)."

Off-pump" Bypass Surgery Associated with Reduced Occurrence of Stroke and Other Complications

Off-pump" Bypass Surgery Associated with Reduced Occurrence of Stroke and Other Complications: "Performing a common heart surgery without bypassing the cardiopulmonary system may cut down on the number of surgery-related strokes and other short-term complications, according to a new report by the U.S. Department of Health & Human Services' (HHS) Agency for Healthcare Research and Quality (AHRQ)."

NIH Announces Awards in Chronic Fatigue Syndrome Research

NIH Announces Awards in Chronic Fatigue Syndrome Research: "The Office of Research on Women’s Health (ORWH) and the Trans-NIH Working Group for Research in Chronic Fatigue Syndrome (CFSWG) of the National Institutes of Health (NIH) are pleased to announce seven (7) awards in Chronic Fatigue Syndrome (CFS) research. The proposed studies will help researchers understand how the diverse symptoms in CFS are related to the interactions between the immune and neurological systems—an important step towards developing effective treatments for a disabling condition"

Unemployed? Apply for Benefits On-Line With eApply4UI

Unemployed? Apply for Benefits On-Line With eApply4UI - You can file at any time, at your convenience, in English or Spanish. eApply4UI is secure, reliable and available 24 hours per day. Note: This is the fastest way to file your claim.

OSHA Offers Free Spanish Language Construction Safety Course Oct. 29 in Riverhead, N.Y.

OSHA Offers Free Spanish Language Construction Safety Course Oct. 29 in Riverhead, N.Y.: "The course will help Hispanic workers identify and prevent common workplace hazards. It will include instruction about fall protection, excavation safety, electrical hazards, scaffolds, ladders, hand and power tools, hazard communication, industrial hygiene and fire protection. Workers will learn about their right to a safe and healthful workplace and how to contact OSHA"

Getting Your College Degree: Census Bureau Data Underscore Value of College Degree

Getting Your College Degree: Census Bureau Data Underscore Value of College Degree: "Adults age 18 and older with a bachelor’s degree earned an average of $51,554 in 2004, while those with a high school diploma earned $28,645, according to new tabulations released today by the U.S. Census Bureau. Those without a high school diploma earned an average of $19,169."

Celebrate School Garden Week

Celebrate School Garden Week: "Join the California School Garden Network in celebrating School Garden Week! CSGN is encouraging schools throughout California to host garden activities and events to celebrate the success of school gardens across Califronia. We have created downloadable School Garden Week Event Kit materials to help you plan your garden celebration. The kit includes:"

SAM-e for the Treatment of Depression in Patients With Parkinson's Disease

SAM-e for the Treatment of Depression in Patients With Parkinson's Disease: "This study will test a chemical called s-adenosyl-methionine (SAM-e) for the treatment of depression in patients with Parkinson's disease (PD). "

Acne Treatment: The Effect of Doxycycline 100mg and Doxycycline 20mg in Treatment of Mild and Moderate Acne

Acne Treatment: The Effect of Doxycycline 100mg and Doxycycline 20mg in Treatment of Mild and Moderate Acne: "The purpose of this study is to compare the safety and efficacy of twice daily subantimicrobial dose doxycycline 20mg with daily doxycycline 100mg in treatment of mild and moderate Acne. "

Legal Help Available For Flood Disaster Victims

Legal Help Available For Flood Disaster Victims: "INDIANAPOLIS, Ind. -- Volunteer attorneys are providing free, disaster-related legal assistance to individuals affected by the September 12 – 14 severe storms and flooding. The service, coordinated through the American Bar Association Young Lawyers Division and the Federal Emergency Management Agency (FEMA), is available by calling 1-800-266-2581 from 8:30 a.m. to 4:30 p.m. Monday through Friday."

PBGC Assumes Pension Plan of Republic Storage Systems

PBGC Assumes Pension Plan of Republic Storage Systems: "The Pension Benefit Guaranty Corporation (PBGC) today announced it has assumed responsibility for the pensions of nearly 900 former employees of Republic Storage Systems Co. Inc., an employee-owned manufacturer of school storage lockers in Canton, Ohio. "

Thanksgiving Day 2006: Nov. 23, 2006, Facts Features and Fun

Thanksgiving Day 2006: Nov. 23, 2006, Facts Features and Fun: "1.6 billion pounds of sweet potatoes — another popular Thanksgiving side dish — produced in the United States in 2005. North Carolina (595 million pounds) produced more sweet potatoes than any other state. It was followed by California (351 million pounds). Mississippi and Louisiana also produced large amounts: at least 200 million pounds each"

Wireless Telephones: Probable Increase in Charges for Calling Wireless Telephones in Mexico

Wireless Telephones: Probable Increase in Charges for Calling Wireless Telephones in Mexico: "Beginning as early as November 4, 2006, calls to wireless phones in Mexico are expected to cost significantly more than they do today, with likely charges of at least 14 cents per minute imposed by Mexican telephone companies. Rates are increasing because the Mexican government recently decided to allow Mexican telephone companies to charge more for connecting calls to wireless phones in Mexico from other countries, including the United States."

Interest-Only Mortgage Payments and Payment-Option ARMs--Are They for You?

Interest-Only Mortgage Payments and Payment-Option ARMs--Are They for You?: "Owning a home is part of the American dream. But high home prices may make the dream seem out of reach. To make monthly mortgage payments more affordable, many lenders offer home loans that allow you to (1) pay only the interest on the loan during the first few years of the loan term or (2) make only a specified minimum payment that could be less than the monthly interest on the loan"

Halloween: Fun for Kids, Worrisome for Adults

Halloween: Fun for Kids, Worrisome for Adults: "Halloween is a big treat for kids of all ages but can be a big worry for parents and motorists. Parents can minimize risks this October 31 by making sure their trick-or-treating youngsters follow some safety tips, advises the Insurance Information Institute (I.I.I.). Smart parents can ensure a safe Halloween by accompanying small children around the neighborhood. If your children are old enough to explore the neighborhood on their own, advise them to visit homes where they know they will be welcome. If the house looks dark and uninviting, tell the kids to stay away."

Tomorrow's Leaders Student Scholarship Program

Tomorrow's Leaders Student Scholarship Program: "The Office of the Middle East Partnership Initiative (MEPI) announces a limited competition Request for Applications (RFA) to provide four year, university-level scholarship and internship opportunities at select institutions of higher learning in the Middle East for future Arab leaders. The program is notionally titled the “Tomorrow’s Leaders” program. "

The Truth About Your Automobile Insurance Rates

The Truth About Your Automobile Insurance Rates: " you’re here because of the insurance industry's attack campaign, then you probably haven’t heard the true story. If you believe, as I do, that your insurance rates should be based more on how safely you drive than where you live, you might want to learn the real facts about my new regulations.
"

Retiree Health Costs: CalPERS Approves Helping Public Agencies Pre-Fund

Retiree Health Costs: CalPERS Approves Helping Public Agencies Pre-Fund: "The California Public Employees' Retirement System took the first steps in setting up a program that would help public agencies pre-fund retiree health costs. The CalPERS Board of Administration approved language for regulations that would authorize the System to develop a pre-funding plan for retiree health care coverage"

Pregnant Smokers: Don’t Light Up During First Two Weeks of Cessation Program

Pregnant Smokers: Don’t Light Up During First Two Weeks of Cessation Program: "Previous research has shown that cigarette use during the first two weeks of a smoking cessation program predicts short- and longer-term cigarette use. Now, new NIDA-supported research extends this finding to pregnant women."

What Is Back Pain? Fast Facts

What Is Back Pain? Fast Facts: "Fast Facts: An Easy-to-Read Series of Publications for the Public"

PandemicFlu.gov: Interim Guidance on Planning for the Use of Surgical Masks and Respirators in Health Care Settings during an Influenza Pandemic

PandemicFlu.gov: Interim Guidance on Planning for the Use of Surgical Masks and Respirators in Health Care Settings during an Influenza Pandemic: "the U.S. Department of Health and Human Services (HHS) has received numerous comments and inquiries regarding infection control recommendations that relate to surgical mask and respirator use (e.g., N-95 respirator"

Department of State to Introduce Passport Card

Department of State to Introduce Passport Card: "To meet the documentary requirements of the Western Hemisphere Travel Initiative (WHTI), the Department of State, in consultation with the Department of Homeland Security (DHS), today announced and submitted for public comment a federal rule proposing the development of a card-format passport for international travel by U.S. citizens through land and sea ports of entry between the United States, Canada, Mexico, the Caribbean, and Bermuda."

Sony Computer Entertainment America Announces Extensive Line Up Of Game Titles For Playstation®3

Sony Computer Entertainment America Announces Extensive Line Up Of Game Titles For Playstation®3: "Sony Computer Entertainment America (SCEA) today announced its debut game titles and unveiled the online strategy for its highly anticipated PLAYSTATION®3 (PS3™) system, the company’s groundbreaking computer entertainment system which will be available in North America on November 17, 2006."

ATTENTION - FRAUDULENT EMAIL PURPORTED TO BE REPRESENTING CONGRESSIONAL INTERESTS

ATTENTION - FRAUDULENT EMAIL PURPORTED TO BE REPRESENTING CONGRESSIONAL INTERESTS The author advises the recipient of the email is to receive refund money from outstanding bills as sited by the U.S. Senate. The bills are based on loans and disbursement agreements signed between the U.S. government and governments of various debtor United Nation countries.

Drug Abuse:State Estimates of Past Year Methamphetamine Use

In the United States, methamphetamine abuse and trafficking have been spreading eastward over the past decade, and the number of methamphetamine laboratories seized by U.S. law enforcement agencies increased 25 percent between 2001 and 2004

Social Security Announces 3.3 Percent Benefit Increase

Monthly Social Security and Supplemental Security Income benefits for more than 53 million Americans will increase 3.3 percent in 2007, the Social Security Administration announced today.

Grant Notice: Crime Scene Tools, Forensic Techniques, and Technologies Grant Opportunity

The National Institute of Justice (NIJ) is the research, development, and evaluation agency of the U.S. Department of Justice and a component of the Office of Justice Programs (OJP). NIJ provides objective, independent, evidence-based knowledge and tools to enhance the administration of justice and public safety

Grant Notice: Crime Scene Tools, Forensic Techniques, and Technologies Grant Opportunity

The National Institute of Justice (NIJ) is the research, development, and evaluation agency of the U.S. Department of Justice and a component of the Office of Justice Programs (OJP). NIJ provides objective, independent, evidence-based knowledge and tools to enhance the administration of justice and public safety

White Collar Crime: Operation Targets Bankruptcy Fraud

As part of an ongoing effort to maintain the continued integrity of the U.S. bankruptcy system, the FBI and other federal agencies announced on Wednesday that 78 defendants had been named in bankruptcy fraud cases across the nation in the past two months.

CDC Urges Hospitals and Healthcare Facilities to Increase Efforts to Reduce Drug-Resistant Infections

The Centers for Disease Control and Prevention (CDC) today released new guidelines outlining strategies to prevent the spread of drug-resistant infections in healthcare settings. The new guidelines seek to halt the rising rates of drug-resistant infections by calling on hospitals and other healthcare facilities to make comprehensive infection control programs a priority and to take aggressive steps to reduces rates of drug resistance.

FAA Safety Organization Takes Off With ISO 9001

On October 16, the Federal Aviation Administration’s (FAA) Aviation Safety organization was recognized as the first federal agency to achieve certification to the prestigious International Organization for Standardization “ISO 9001:2000” quality management standard of a single corporate management system that covers multiple services, including national and international sites encompassing 6,462 employees.

FirstGov.gov Adds Two New Search Capabilities

FirstGov.gov Adds Two New Search Capabilities: "Two key features designed to allow citizens to locate news and images across federal government sources are now on FirstGov.gov, the government's official web portal, the U.S. General Services Administration today announced. "

New Federal Publication: Interest-Only Mortgage Payments and Payment-Option ARMs — Are They for You?

New Federal Publication: Interest-Only Mortgage Payments and Payment-Option ARMs — Are They for You?: "The federal bank, thrift, and credit union regulatory agencies today announced the publication of a new resource that can help consumers make more informed choices when considering nontraditional mortgage loans. Interest-Only Mortgage Payments and Payment-Option ARMs — Are They for You? features a glossary of lending terms, a mortgage shopping worksheet, and a list of additional information sources. This information can help consumers, whether buying a house or refinancing a mortgage, decide if an interest-only mortgage (an I-O mortgage) or an adjustable-rate mortgage (ARM) with the option to make a minimum payment (a payment-option ARM) is right for them. "

Workers' Compensation Premium Fraud: California Arrests of Four Suspects in Alleged $39 Million Workers' Compensation Premium Fraud Case

Workers' Compensation Premium Fraud: California Arrests of Four Suspects in Alleged $39 Million Workers' Compensation Premium Fraud Case: "Investigation exposed what is likely the largest amount of fraud committed against an insurance company in California; one suspect still at large"

Los Angeles Area Real Estate Scam: California Announces Felony Arrests...

Los Angeles Area Real Estate Scam:Attorney General Lockyer Announces Felony Arrests in Los Angeles Area Real Estate Scam That Takes Homes from Elderly, Infirm: "Attorney General Bill Lockyer today announced the felony arrests of two Monterey Park residents in connection with a “squatter” scam in which the defendants victimized elderly and other homeowners by unlawfully taking possession of roughly 100 houses, and subsequently renting out the property and keeping the income for themselves. "

IRS Formalizes Appeals Arbitration Process

IRS Formalizes Appeals Arbitration Process: "The Internal Revenue Service announced today that the Appeals arbitration process is no longer a pilot program but part of business as usual at the IRS. In arbitration the IRS and the taxpayer agree to have a third party make a decision about a factual issue that will be binding on both of them."

Scam Alert:: FEMA Urges Residents to Beware of Scam Artists

Scam Alert:: FEMA Urges Residents to Beware of Scam Artists: "State and federal disaster officials warn that every disaster has its share of con artists trying to take advantage of disaster victims, so residents of Lake and Vanderburgh counties should be careful who they let into their homes or hire to make repairs. "

HUD Awards $47 Million In Grants To Help Families Across The U.S. Get Job-Training And Employment

HUD Awards $47 Million In Grants To Help Families Across The U.S. Get Job-Training And Employment: "U.S. Housing and Urban Development Deputy Secretary Roy A. Bernardi announced today that public housing agencies in 48 states, the District of Columbia and Puerto Rico will receive $47,494,003 in funding to help low-income people get job training, employment and homeownership counseling. "

Reverse Mortgages: New Ginnie Mae Mortgage-Backed Security Could Help Lower Costs of Reverse Mortgages for Older Americans

Reverse Mortgages: New Ginnie Mae Mortgage-Backed Security Could Help Lower Costs of Reverse Mortgages for Older Americans: "Ginnie Mae today announced it is creating a Home Equity Conversion Mortgage Mortgage-Backed Security (HECM MBS). The HECM MBS will allow approved issuers to securitize and sell their Federal Housing Administration (FHA) insured home equity conversion mortgage loans in the form of a Ginnie Mae MBS. HECMs are commonly referred to as reverse mortgages, and are designed to allow older homeowners to convert the equity in their homes to monthly streams of income or lines of credit"

Reverse Mortgages: New Ginnie Mae Mortgage-Backed Security Could Help Lower Costs of Reverse Mortgages for Older Americans

Reverse Mortgages: New Ginnie Mae Mortgage-Backed Security Could Help Lower Costs of Reverse Mortgages for Older Americans: "Ginnie Mae today announced it is creating a Home Equity Conversion Mortgage Mortgage-Backed Security (HECM MBS). The HECM MBS will allow approved issuers to securitize and sell their Federal Housing Administration (FHA) insured home equity conversion mortgage loans in the form of a Ginnie Mae MBS. HECMs are commonly referred to as reverse mortgages, and are designed to allow older homeowners to convert the equity in their homes to monthly streams of income or lines of credit"

Reverse Mortgages: New Ginnie Mae Mortgage-Backed Security Could Help Lower Costs of Reverse Mortgages for Older Americans

Reverse Mortgages: New Ginnie Mae Mortgage-Backed Security Could Help Lower Costs of Reverse Mortgages for Older Americans: "Ginnie Mae today announced it is creating a Home Equity Conversion Mortgage Mortgage-Backed Security (HECM MBS). The HECM MBS will allow approved issuers to securitize and sell their Federal Housing Administration (FHA) insured home equity conversion mortgage loans in the form of a Ginnie Mae MBS. HECMs are commonly referred to as reverse mortgages, and are designed to allow older homeowners to convert the equity in their homes to monthly streams of income or lines of credit"

Reverse Mortgages: New Ginnie Mae Mortgage-Backed Security Could Help Lower Costs of Reverse Mortgages for Older Americans

Reverse Mortgages: New Ginnie Mae Mortgage-Backed Security Could Help Lower Costs of Reverse Mortgages for Older Americans: "Ginnie Mae today announced it is creating a Home Equity Conversion Mortgage Mortgage-Backed Security (HECM MBS). The HECM MBS will allow approved issuers to securitize and sell their Federal Housing Administration (FHA) insured home equity conversion mortgage loans in the form of a Ginnie Mae MBS. HECMs are commonly referred to as reverse mortgages, and are designed to allow older homeowners to convert the equity in their homes to monthly streams of income or lines of credit"

Fannie Mae Announces Fourth Quarter Common and Preferred Stock Dividends

Fannie Mae Announces Fourth Quarter Common and Preferred Stock Dividends; Company Maintains Common Stock Dividend of Twenty-Six Cents Per Share: "The Board of Directors of Fannie Mae (FNM/NYSE) today declared a fourth quarter dividend on the company's common stock of twenty-six cents ($0.26) per share, unchanged from the third quarter of 2006. The Board also declared dividends on the company's preferred stock in accordance with the terms of the preferred stock. "

DEA Helps Teachers Help Students to “Think Twice” About Drugs

DEA Helps Teachers Help Students to “Think Twice” About Drugs: "The Drug Enforcement Administration (DEA) is providing a new tool to educators to help their students “just think twice” about the dangers of drugs. A new teachers’ guide based on DEA’s teen anti-drug website www.justthinktwice.com, has been published by DEA and is available to teachers for classroom use. The guide contains lesson plans and recommended activities for middle and high school students and covers a wide array of topics related to the consequences of drugs. The curriculum was previewed and vetted by educators who felt that it was a dynamic, hands-on approach which would help teach America’s youth about the dangers of drugs."

Earnings of Second-generation Americans

Earnings of Second-generation Americans: "In 2004, about 4.5 million second-generation workers aged 25 to 54 years and 60.8 million third-and-higher-generation workers in the same age group were employed full-time, year-round. "

Earnings of Second-generation Americans

Earnings of Second-generation Americans: "In 2004, about 4.5 million second-generation workers aged 25 to 54 years and 60.8 million third-and-higher-generation workers in the same age group were employed full-time, year-round. "

Science-Based Substance Abuse Prevention Planning System

Science-Based Substance Abuse Prevention Planning System: "The Substance Abuse and Mental Health Services Administration (SAMHSA) today announced the availability of Communities That Care (CTC) -- a science-based substance abuse prevention planning system for use by States and communities to help prevent drug and alcohol abuse before it starts. "

Adoption: Deadline to Apply for Accreditation or Approval Under the Hague Adoption Convention Set For November 17, 2006

Adoption: Deadline to Apply for Accreditation or Approval Under the Hague Adoption Convention Set For November 17, 2006: "Today's Federal Register announces the establishment of the transitional application deadline (TAD) for November 17, 2006. The TAD is the date by which adoption service providers in the United States need to submit an application if they wish to be accredited, temporarily accredited, or approved to handle Hague Convention adoptions when the Convention enters into force for the United States. The State Department's website at www.travel.state.gov links to the TAD notice in the Federal Register . "

IRS Announces Online Payment Agreement Application

IRS Announces Online Payment Agreement Application -Many individuals who owe delinquent federal income taxes will now be able to apply online for a payment agreement, the IRS announced today. The Online Payment Agreement (OPA) application, now available on IRS.gov, provides an easy way to voluntarily resolve tax liabilities.

IRS Grants Limited Tax Relief for Victims of Snowstorm in New York

IRS Grants Limited Tax Relief for Victims of Snowstorm in New York: "The Internal Revenue Service today announced limited tax relief for taxpayers in four New York counties that were struck by snowstorms beginning Oct. 12, 2006."

Drug-Free Work Week - Oct. 16 through 22

Drug-Free Work Week - Oct. 16 through 22: "U.S. Secretary of Labor Elaine L. Chao today launched the first Drug-Free Work Week, Oct. 16 through 22, and renewed a collaborative effort between the Department of Labor and members of its Drug-Free Workplace Alliance. "

Job Fair Scheduled for November 9 in Virginia - National Veterans Employment Summit

Job Fair Scheduled for November 9 in Virginia - National Veterans Employment Summit: "Secretary of Labor Elaine L. Chao today invited employers and hiring executives from across the country to participate in the first-ever National Veterans Employment Summit to be held Nov. 9 at the Scope Arena in Norfolk, Va."

Grant Opportunity: Lebanon Education Assistance for Development

Grant Opportunity: Lebanon Education Assistance for Development: "The United States Agency for International Development’s Mission to Lebanon (USAID/Lebanon) invites applications for a Cooperative Agreement to address the strengthening of public education systems in areas of greatest need in the: (1) North Lebanon Governorate, (2) Beqaa, Mount Lebanon and Beirut Governorates, and (3) South Lebanon and Nabatiyeh Governorates. "

New Love and Kisses Stamps Debut in 2007 - Seal Love Letters With a Kiss

New Love and Kisses Stamps Debut in 2007 - Seal Love Letters With a Kiss: "Love and the sweet smell of chocolate filled the air today during an exclusive event at Hershey's Chicago. The U.S. Postal Service unveiled the 2007 With Love and Kisses stamp, to be released next January."

California Announces Final Decision to Expand Low Cost Automobile Insurance Program to Monterey, Sonoma, Santa Barbara and Ventura Counties

California Announces Final Decision to Expand Low Cost Automobile Insurance Program to Monterey, Sonoma, and Ventura Counties: "Insurance Commissioner Garamendi today announced his decision to expand the California Low Cost Automobile Insurance program to Monterey, Sonoma, Santa Barbara and Ventura counties. The announcement follows his final determination that the program, which provides eligible low income good drivers with state-required liability insurance for under $400 a year, is necessary and desirable in those counties. Rates are set in each county so that premiums are sufficient to cover losses and expenses incurred in each county. "

How can I get rid of SPAM mail?

How can I get rid of SPAM mail?: "In the fight against spam, Attorney General Lockyer filed the first consumer protection lawsuit on behalf of the state against a California company and two owners/operators for sending unsolicited, commercial emails in violation of state law.
Since 1998, California has prohibited individuals and companies from sending commercial email to those who have neither requested nor consented to receive the email, or with whom they do not have an existing business or personal relationship, unless: The sender has either established a toll-free telephone number that recipients can call to stop future emails or included a valid email address that recipients can contact to stop future emails; and The subject line of the email begins with the four characters 'ADV:' designating it as commercial communication, or 'ADV:ADLT' designating it as sexual, adult material.
"

President Declares Emergency Federal Aid For New York

President Declares Emergency Federal Aid For New York: "WASHINGTON - The head of the U.S. Department of Homeland Security's Federal Emergency Management Agency (FEMA) today announced that federal aid to has been made available to supplement state and local response efforts in the area struck by a lake effect snowstorm on October 12, 2006, and continuing."

FBI Releases its 2005 Statistics on Hate Crime

FBI Releases its 2005 Statistics on Hate Crime: "Washington, D.C.—According to statistics released today by the Federal Bureau of Investigation, 7,163 criminal incidents involving 8,380 offenses were reported in 2005 as a result of bias toward a particular race, religion, sexual orientation, ethnicity/national origin, or physical or mental disability. Hate Crime Statistics, 2005, published by the FBI’s Uniform Crime Reporting Program, includes data from hate crime reports submitted by city, county, state, tribal, and federal law enforcement agencies throughout the Nation."

How to Get into Nursing School - California Healthcare Pathways

How to Get into Nursing School - California Healthcare Pathways: "In the midst of California’s nursing shortage, the lack of openings within nursing programs has continued to hinder the acceptance of enough students needed for its resolve. In fact, of the estimated 325 students that applied to CSU, Sacramento’s (CSUS) nursing program last year, only 63 were admitted. Indeed, the scarce capacity results in very competitive requirements for the over-abundance of applicants. So what makes a student desirable to these programs? The "

Homeowner And Renter Assistance Filing Period Ends Monday, October 16, 2006

Homeowner And Renter Assistance Filing Period Ends Monday, October 16, 2006: "This program allows a once-a-year payment from the State of California to qualified individuals based on part of the property taxes assessed and paid on their homes. For the 2006 claim year, the maximum amount of assistance that an eligible homeowner may receive is $472.60, which is 139 percent of the property taxes paid of the first $34,000 of full value of the home (139% x $340.00). You may be eligible to file a 2006 claim if you are a United States citizen, designated alien or qualified alien when you file your claim and you met the following criteria on December 31, 2005:"

METHAMPHETAMINE USE INCREASING AMONG STATE AND FEDERAL PRISONERS

METHAMPHETAMINE USE INCREASING AMONG STATE AND FEDERAL PRISONERS: "Prior methamphetamine use among state and federal prisoners has increased since 1997, according to a new report by the Justice Department's Bureau of Justice Statistics (BJS). The use of methamphetamines in the month before an offense rose from 7 percent of state prisoners in 1997 to 11 percent in 2004. Methamphetamine use at the time of an offense rose from 4 percent to 6 percent during that period. Federal inmates reported similar increases in methamphetamine use."

New Government Auction Site Debuts to Public - Great Deals at Low Cost!

New Government Auction Site Debuts to Public - Great Deals at Low Cost!: "Washington, DC – The U.S. General Services Administration (GSA) today announced the launch of GovSales.gov, the Federal Asset Sales E-Gov Initiative’s new web site that provides single-point, public access to surplus, seized or forfeited assets for sale by the Federal government."

Community Dispatch - Government News You Can Use for Everyday Life

Time Running Out to Register for First-Ever Cyber Safety Summit - October 18, 2006: "Space is filling up quickly for the 2006 California Cyber Safety Summit: Protecting Children Online. The summit will bring together hundreds of parents, educators, technology industry representatives, law enforcement personnel, prosecutors, children’s advocates and others to share information about cyber dangers and best practices for teaching children the safe, smart and legal ways to surf the Internet."

DNA From Sexual Assaults To Be Analyzed Within Five Days

DNA From Sexual Assaults To Be Analyzed Within Five Days: "BEVERLY HILLS) B Attorney General Bill Lockyer today announced the launch of a $1.1 million Fast Track Forensic Program, a pilot effort to process DNA evidence from sexual assault cases within five days, researching evidence collection techniques, and enhancing the use of forensics in acquaintance rape cases. Lockyer made the announcement at an annual benefit for the Rape Treatment Center at Santa Monica-UCLA Medical Center (RTC). "

End of U.S. Sale of Flavored Cigarettes: Attorney General Lockyer Announces Historic Agreement

End of U.S. Sale of Flavored Cigarettes: Attorney General Lockyer Announces Historic Agreement Between 39 Jurisdictions and R.J. Reynolds to End U.S. Sale of Flavored Cigarettes: "Attorney General Bill Lockyer today announced he and the Attorneys General of 38 other jurisdictions have entered a settlement with R.J. Reynolds Tobacco Company (RJR) that ends RJR’s sale in the United States of its candy, fruit and alcohol-flavored cigarettes"

Free CEU, CME and CNE: Revised Recommendations for HIV Testing of Adults, Adolescents, and Pregnant Women in Health-Care Settings

Free CEU, CME and CNE: Revised Recommendations for HIV Testing of Adults, Adolescents, and Pregnant Women in Health-Care Settings: "This activity for 1.8 contact hours is provided by CDC, which is accredited as a provider of continuing education in nursing by the American Nurses Credentialing Center’s Commission on Accreditation"

Save the Date: 2006 California Cyber Safety Summit: Protecting Children Online, October 18, 2006

Save the Date: 2006 California Cyber Safety Summit: Protecting Children Online, October 18, 2006: "Space is filling up quickly for the 2006 California Cyber Safety Summit: Protecting Children Online. The summit will bring together hundreds of parents, educators, technology industry representatives, law enforcement personnel, prosecutors, children’s advocates and others to share information about cyber dangers and best practices for teaching children the safe, smart and legal ways to surf the Internet."

Nontraditional Mortgage Products: Feds Issue Final Guidance on Nontraditional Mortgage Product Risks

Nontraditional Mortgage Products: Feds Issue Final Guidance on Nontraditional Mortgage Product Risks: "These products, referred to variously as “nontraditional,” “alternative,” or “exotic” mortgage loans (referred to below as nontraditional mortgage loans), include “interest-only” mortgages and “payment option” adjustable-rate mortgages. These products allow borrowers to exchange lower payments during an initial period for higher payments later."

Preventing Violence and Violence-Related Injury Grant

Preventing Violence and Violence-Related Injury Grant: "CDC’s Procurement and Grants Office has published a funding opportunity announcement entitled, “Research for Preventing Violence and Violence-Related Injury (R01.” $1.8 million [this amount is an estimate, and subject to the availability of funds] will be available in fiscal year 2007 to fund five to six awards. The purpose of this program is to expand and advance the understanding of violence, its causes, and prevention strategies. The estimated funding date is August 31, 2007"

Your Credit Scores: Why Do Your Scores Matter?

Your Credit Scores: Why Do Your Scores Matter?: "A credit score is a number that helps lenders and others predict how likely you are to make your credit payments on time. Each score is based on the information then in your credit report. Credit scores affect whether you can get credit and what you pay for credit cards, auto loans, mortgages and other kinds of credit. For most kinds of credit scores, higher scores mean you are more likely to be approved and pay a lower interest rate on new credit.
Want to rent an apartment? Without good scores, your apartment application may be turned down by the landlord. Your scores also may determine how big a deposit you will have to pay for telephone, electricity or natural gas service."