Thursday, February 17, 2011

In Vitro Fertilization: Risks & Blessings

I hadn't given much thought to the possibility of multiples because I knew going into it that, at age 41, my chances of conceiving at all with In Vitro Fertilization were not great. When the doctor confirmed, after four weeks of ultrasounds, that there were definitely two babies, I was thrilled. In Vitro Fertilization: Risks & Blessings

Wednesday, February 16, 2011

Bank Overdraft Fees Policy: Your Guide to Preventing and Managing Overdraft Fees

An overdraft can occur when you try to spend more money than you have available in your checking account. For example, let's assume you have $40 in your account. You ask the phone company to electronically deduct $35 from your checking account to pay the bill. You now have $5 available. Next, you use your debit card to make a $10 purchase. Bank Overdraft Fees Policy: Your Guide to Preventing and Managing Overdraft Fees

Monday, February 14, 2011

FTC's Mortgage Relief Scams Ban Takes Effect

The advance fee ban under the FTC's Mortgage Assistance Relief Services (MARS) Rule is designed to protect financially distressed homeowners from mortgage relief scams that have sprung up during the mortgage crisis FTC's Mortgage Relief scams Ban Takes Effect

IRS: Important Tax Law Changes for 2010

Taxpayers should make sure they are aware of many important changes to the tax law before they complete their 2010 federal income tax return. IRS: Important Tax Law Changes for 2010


Friday, February 04, 2011

IRS: Five Tax Tips for Recently Married or Divorced Taxpayers

If you changed your name as a result of a recent marriage or divorce you'll want to take the necessary steps to ensure the name on your tax return matches the name registered with the Social Security Administration. IRS: Five Tax Tips for Recently Married or Divorced Taxpayers

Friday, January 28, 2011

IRS: Making Work Pay Credit Important Facts

Many working taxpayers are eligible for the Making Work Pay Tax Credit in 2010. The credit is based on earned income and is claimed on your 2010 tax return when you file your taxes in 2011. IRS: Making Work Pay Credit Important Facts

Wednesday, January 19, 2011

Top 10 Reasons to Visit the IRS Website

Top 10 Reasons to Visit the IRS Website Don't wait in line, go online. Point and click your way through the tax season. All you need is a computer and Internet access because the IRS website has a wealth of free information and online tax support. Top 10 Reasons to Visit the IRS Website

Wednesday, December 29, 2010

Avoiding Internet Scams:10 Things You Can Do to Avoid Fraud

Con artists often insist that people wire money, especially overseas, because it's nearly impossible to reverse the transaction or trace the money. Donate  wire money to strangers, to sellers who insist on wire transfers for payment, or to someone who claims to be a relative in an emergency (and wants to keep the request a secret.. Avoiding Internet Scams:10 Things You Can Do to Avoid Fraud

Thursday, December 23, 2010

IRS: In 2011, Many Tax Benefits Increase Slightly Due to Inflation Adjustments

In 2011, personal exemptions and standard deductions will rise and tax brackets will widen due to inflation, the Internal Revenue Service announced today. IRS: In 2011, Many Tax Benefits Increase Slightly Due to Inflation Adjustments

Commercial Fundraisers Companies: California Releases Report Detailing Use of Funds of Commercial Fundraisers

The annual report on commercial fundraisers released today found commercial fundraisers in California raised $391.5 million in 2009 but charitable organizations received less than 43% of those funds Commercial Fundraisers Companies: California Releases Report Detailing Use of Funds of Commercial Fundraisers

Wednesday, November 24, 2010

Internet Scams: Don't Get Scammed this Holiday Season says FBI

Be wary of e-mails or text messages that indicate a problem or question regarding your financial accounts. Criminals will attempt to direct victims to click a link or call a number to update an account or correct a purported problem. The links may appear to lead you to legitimate websites, but they are not. Any personal information you share on them could be compromised. Internet Scams: Don't Get Scammed this Holiday Season says FBI


Online Dating Scams: Sending Money in the Name of Love

The Federal Trade Commission, the nation's consumer protection agency, warns that scammers sometimes use online dating and social networking sites to try to convince people to send money in the name of love. Online Dating Scams: Sending Money in the Name of Love

Wednesday, November 17, 2010

New Medicare Premiums for 2011

The following is a listing of the Medicare premium, deductible, and coinsurance rates that will be in effect in 2011...New Medicare Premiums for 2011


Saturday, November 13, 2010

Government Jobs: January 2011 Internship Opportunities

USICH is seeking graduate students to support its work on behalf of the nation's homeless population. Varied assignments, depending on who interned is assigned to, may include, but not be limited to:Research and compilation of information, statistics, studies, etc. on housing related issues;  Coordination of activities, meetings, forums and USICH initiatives with federal, state, local and private stakeholders around the U.S.;• Assistance with and support for communications activities to include website content, outreach, and social media.........Government jobs: January 2011 Internship Opportunities


Consumer's Guide to Credit Reports and Credit Scores

Your credit history is important to a lot of people: mortgage lenders, banks, utility companies, prospective employers, and more. So it's especially important that you understand your credit report, credit score, and the companies that compile that information, credit bureaus. The Federal Reserve Board--provides answers to some of the most common, and most important, questions about credit. Credit Reports: Consumer's Guide to Credit Reports and Credit Scores

IRS: Nearly 70 Percent of Taxpayers Used IRS e-file in 2010

WASHINGTON -- Nearly 99 million individuals filed their federal income tax returns electronically during 2010, a 3 percent increase in the IRS e-file rate. Of the 141.5 million returns filed so far this year, almost 70 percent were filed electronically. Each year, more taxpayers chose to e-file their tax returns. Last year, nearly 95 million taxpayers or 67 percent used e-file. In the past decade, the number of individual tax returns e-filed has increased by 145 percent. The overall number of individual tax returns increased only by 8 percent. IRS e-file is no longer is the exception; now it is the norm. IRS: Nearly 70 Percent of Taxpayers Used IRS e-file in 2010

Wednesday, November 10, 2010

Credit Reports: Consumer's Guide to Credit Reports and Credit Scores

Credit Reports: Consumer's Guide to Credit Reports and Credit Scores
Your credit history is important to a lot of people: mortgage lenders, banks, utility companies, prospective employers, and more. So it's especially important that you understand your credit report, credit score, and the companies that compile that information, credit bureaus. 

Thursday, September 30, 2010

2010 Hajj: Health Requirements and Recommendations for Travel to Saudi Arabia during the 2010 Hajj: Information for U.S. Travelers

Each year, millions of people travel to the Kingdom of Saudi Arabia to perform the Hajj, a pilgrimage to the holy places of Islam. This year, the week of the Hajj begins November 14. If you are traveling to Saudi Arabia for the Hajj, you can expect large crowds.  This overcrowding may lead to an increased risk of accidental injury and infectious diseases, such as meningitis, flu, and other diseases spread easily from person to person. 2010 Hajj: Health Requirements and Recommendations for Travel to Saudi Arabia during the 2010 Hajj: Information for U.S. Travelers

Debt Relief: Debt Negotiation Scam Victims Receive Refund Payments

An administrator working for the Federal Trade Commission is mailing checks to 360 consumers who were victims of Innovative Systems Technology doing business as Briggs & Baker, an operation that claimed it could "drastically" reduce consumers’ debt by negotiating directly with creditors.  Debt Relief: Debt Negotiation Scam Victims Receive Refund Payments

Wednesday, September 22, 2010

Government Grants and Loans for Individuals. Do they really exist?

Looking for government grants? You have seen the advertisements, "free  grants for students", "education grants individuals" and "free government money for individuals"?  If you have, you have come to the right place.  This mini guide below, which was put together by the U.S. government, will help you in your search for government grants. Government Grants and Loans for Individuals. Do they really exist?