Home Loans: How to Keep Costs from Going Through the Roof

You can negotiate the rates and terms of a home loan. You should look for a mortgage the way you'd look for a car — get all the important cost information, shop around and, yes, negotiate for the best deal. That's one of the key messages of Looking for the Best Mortgage, a free consumer brochure published by the FDIC and other federal government agencies. Home Loans: How to Keep Costs from Going Through the Roof