Home Equity Scams: Buyer Beware

Home Equity Scams: Buyer BewareDo you own your home? If so, it's likely to be your greatest single asset. Unfortunately, if you agree to a loan that's based on the equity you have in your home, you may be putting your most valuable asset at risk.Jul 30, 2005, 06:14

Video Games: Reading the Ratings on the Games People Play

Video Games: Reading the Ratings on the Games People Play
Video and computer games are popular among people of all ages. A recent study by the Kaiser Family Foundation found that 83 percent of children aged 8 to 18 live in homes with a video game console, and that 40 percent of them have the console in their bedroom.

FTC Wins $10 Million Judgment Against Fraudulent Debt Collectors

FTC Wins $10 Million Judgment Against Fraudulent Debt Collectors
The Federal Trade Commission has won a $10.2 million judgment against a debt- collection operation, National Check Control, and its principals – the estimated amount of consumer injury they caused. The amount represents the largest judgment in FTC history for violations of the Fair Debt Collection Practices Act (FDCPA). In addition, a federal district court judge has permanently banned the defendants from engaging in debt collection in the future.

For People on Debt Management Plans: A Must-Do List

For People on Debt Management Plans: A Must-Do List
Reputable credit counseling organizations employ counselors who are certified and trained in consumer credit, money and debt management, and budgeting. Those organizations that are nonprofit have a legal obligation to provide education and counseling.

NCAA Recruiting Young Audience for Beer Ads

NCAA Recruiting Young Audience for Beer Ads
The National Collegiate Athletic Association (NCAA) is actively building brand loyalty among young people in order to get them interested in sports and to boost the attractiveness of NCAA telecasts to advertisers. But those recruitment efforts may deliver more and more young viewers to Anheuser-Busch and other beer marketers which advertise heavily on college sports.

Kuwait Travel Warning and Public Announcement

Kuwait Travel Warning and Public Announcement
This public announcement is being updated to alert Americans to ongoing security concerns in Kuwait. U.S. citizens are reminded to maintain a high level of vigilance and to take appropriate steps to increase their security awareness. This public announcement supersedes the public announcement for Kuwait issued January 28, 2005 and expires on January 26, 2006.

Where to Apply for Student Loans and Student Aid

Where to Apply for Student Loans and Student AidA brochure on applying for student loans and student aid.Jul 27, 2005, 08:26

Borlaug Fellows Program for Ethiopia -Deadline August 15, 2005 -Ethiopia - Wheat Stem Rust – 2005

Borlaug Fellows Program for Ethiopia -Deadline August 15, 2005 -Ethiopia - Wheat Stem Rust – 2005 The United States Department of Agriculture (USDA) is pleased to announce the initiation of The Norman E. Borlaug International Agricultural Science and Technology Fellows Program (Borlaug Fellows Program) for Ethiopia on the subject of wheat stem rust Jul 27, 2005, 07:25

How to Dispute Credit Report Errors

Community Alerts How to Dispute Credit Report Errors
Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued, arrested, or filed for bankruptcy. Consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy and privacy of information in the files of the nation’s consumer reporting companies.Jul 27, 2005, 08:04International Related

Home Equity Conversion Mortgage Program - Reverse Mortgages

Home Equity Conversion Mortgage Program - Reverse Mortgages
The Home Equity Conversion Mortgage program enables older homeowners to withdraw some of the equity in their home in the form of monthly payments for life or a fixed term, or in a lump sum, or through a line of credit.

The Top 10 Home Improvements For Seniors

The Top 10 Home Improvements For Seniors
According to an AARP survey (May, 2000), the overwhelming majority of mid-life and older Americans want to remain living independently in their own homes and communities for as long as possible. The new survey found that seven in ten of those who are able to make changes to their homes have made at least one modification to make it easier for them to get around.

Combination Hormone/Vaccine Therapy for Prostate Cancer May Benefit Patients Whose Disease Returns

Combination Hormone/Vaccine Therapy for Prostate Cancer May Benefit Patients Whose Disease Returns A new study finds that a cancer vaccine combined with hormone-deprivation therapy can help patients with recurrence of prostate cancer. The results of this clinical trial, led by scientists at the National Cancer Institute (NCI), part of the National Institutes of Health, appear in the August 2005 issue of the Journal of Urology Jul 25, 2005, 07:34

ELABORATE ELDER FINANCIAL ABUSE SCHEME UNRAVELS—FORMER LIFE INSURANCE AGENT ARRESTED ON 29 FELONY COUNTS OF GRAND THEFT - SENIORS SCAMMED

ELABORATE ELDER FINANCIAL ABUSE SCHEME UNRAVELS—FORMER LIFE INSURANCE AGENT ARRESTED ON 29 FELONY COUNTS OF GRAND THEFT - SENIORS SCAMMED
SAN DIEGO – A sophisticated scheme of elder financial abuse involving over 10 elderly victims and three others scammed for more than $1.7 million ended with the arrest of a formerly licensed life insurance agent who offered securities in the form of promissory notes and never paid them when they came due. Glenn Martin III, 57, was arrested last Thursday on 29 felony counts of grand theft, including theft from an elder adult, making false statements in the sale of securities and tax evasion. Bail was set at $500,000

DOT Launches New Website to Assist Persons with Disabilities For Emergency Preparedness

DOT Launches New Website to Assist Persons with Disabilities For Emergency Preparedness
The U.S. Department of Transportation launched a new web site containing information to help ensure safe and secure transportation for persons with disabilities in the event of a disaster or emergency.

How to Buy a Brand New Car

How to Buy a Brand New Car

Do you love driving a brand new car, but hate the hassle of buying one? Well, we can help! Just take a look at the new booklet, Buying a New Car. It can help you in deciding what kind of car to buy, how to handle the negotiation process, and the best way to finance your purchase. You can even find some really great websites to help you in making this important decision!

CALIFORNIA CONTRACTOR'S Revised Warm-Air Heating, Ventilating and Air-Conditioning Study Guide

CALIFORNIA CONTRACTOR'S Revised Warm-Air Heating, Ventilating and Air-Conditioning Study Guide
California Contractors Revised For Examinations For Hvac Contractors Scheduled On August 31, 2005 Or After

HHS/CDC Global AIDS Program (GAP) in Ethiopia

HHS/CDC Global AIDS Program (GAP) in Ethiopia
Ethiopia is among the countries most heavily affected by the HIV/AIDS epidemic with the third largest population of HIV-infected persons living in Africa. It contributes approximately 4% of the world's total AIDS load.

California Updated Guide to Charitable Giving for Donors

Updated Guide to Charitable Giving for Donors

A How To Guide For Victims Of Identity Theft

A How To Guide For Victims Of Identity Theft
Victims of identity theft must act quickly to minimize the damage. It is very important to keep good notes of all conversations and records of all correspondence with your financial institutions and law enforcement agencies, including a log of the names, dates and phone number of persons you contacted. You also should confirm the information in writing. Sending your letters by certified mail, return receipt requested, will provide you with a record of your correspondence.Jul 25, 2005, 07:11

U.S. State Information on the Federal Democratic Republic of Ethiopia

Announcements U.S. State Information on the Federal Democratic Republic of Ethiopia
U.S.State Department Information on the Country of Ethiopia