Correction: U.S. Federal Rating: Standard & Poor Lowers Rating of the U.S. Government from AAA to AA+

Earlier today, Standard & Poor's rating agency lowered the long-term rating of the U.S. government and federal agencies from AAA to AA+. With regard to this action, the federal banking agencies are providing the following guidance to banks, savings associations, credit unions, and bank and savings and loan holding companies (collectively, banking organizations. U.S. Federal Rating: Standard & Poor Lowers Lowers Rating of the U.S. Government from AAA to AA+ 

U.S. Federal Rating: Standard & Poor Lowers Lowers Rating of the U.S. Government from AAA to AA+

Earlier today, Standard & Poor's rating agency lowered the long-term rating of the U.S. government and federal agencies from AAA to AA+. With regard to this action, the federal banking agencies are providing the following guidance to banks, savings associations, credit unions, and bank and savings and loan holding companies (collectively, banking organizations. U.S. Federal Rating: Standard & Poor Lowers Lowers Rating of the U.S. Government from AAA to AA+

Bank Closure:Heartland Bank and Trust Company, Bloomington, Illinois, Assumes All of the Deposits of Bank of Shorewood, Shorewood, Illinois

Bank of Shorewood, Shorewood, Illinois, was closed today by the Illinois Department of Financial and Professional Regulation - Division of Banking, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver.Bank Closure:Heartland Bank and Trust Company, Bloomington, Illinois, Assumes All of the Deposits of Bank of Shorewood, Shorewood, Illinois